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Understand what’s happening, know what to do next, and protect the credit you’re building... all with an expert by your side who can help you.

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Camila
CA
Ask Solid AI
CA
Camila
CA
Ask Solid AI
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Understand / Improve / Protect

Whatever shape your credit is in, we can help

Understand

See the full picture. Understand what matters.

Solid Credit brings your credit information together in one clear view, analyzes what’s helping and hurting, and helps you understand what to do next.

Improve

Know what to do next

Get a personalized plan for improving your credit, built from your own reports, plus more ways to build positive credit over time.

Protect

Protect the credit you’re building

Get credit monitoring that gives you peace of mind or a clear next step, plus award-winning identity theft protection, cybersecurity, and hands-on restoration support from Allstate® if something goes wrong.

Everything you need in one great app

Rent reportingBill reporting3-bureau dataConsolidated 3-bureau reportPersonalized credit action planLinked bank accountsCredit BuilderAsk Solid AIAI powered disputesFlexible PlansCredit monitoringID protectionCredit alertsID theft insuranceRent reportingBill reporting3-bureau dataConsolidated 3-bureau reportPersonalized credit action planLinked bank accountsCredit BuilderAsk Solid AIAI powered disputesFlexible PlansCredit monitoringID protectionCredit alertsID theft insuranceRent reportingBill reporting3-bureau dataConsolidated 3-bureau reportPersonalized credit action planLinked bank accountsCredit BuilderAsk Solid AIAI powered disputesFlexible PlansCredit monitoringID protectionCredit alertsID theft insurance
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We’re at the frontier of credit health

We combine the latest advancements in technology with twenty years of credit expertise to push what’s possible in credit health. We do the heavy lifting so you can move forward with confidence.

Hundreds of checks. One connected picture.

We analyze all three credit reports to uncover patterns, differences, and details that deserve attention.

AI that knows credit

An AI credit coach built by credit experts that helps explain your reports, answers your questions, and can help you take action.

Twenty years of expertise, built into the tools

Purpose-built analysis shaped by decades of understanding credit and knowing what matters.

All of this, so we can help you move forward in life

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The credit system was built for institutions.So, we built the platform for people.

Reports, scores, and credit profiles were originally designed for lenders and credit bureaus to talk to each other about you.

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Solid Credit is how you join the conversation.

Built by people who want better credit tools for their own families

We've spent our careers inside the credit system and built products used by more than a million people. We know where it falls short, and we're building the experience we'd want the people we love to have. About us

From our members

“Joining Solid Credit was a solid decision. They found something wrong right away and helped fix it. Now, I’m covered all the time and don’t have to worry.”
Jamie · AR
“I love how clean and ad-free Solid Credit is, and that I can see everything on my reports, not just a score. Before Solid Credit, I really had no idea that every bureau could have different information about you, and that it’s super common for things to be inconsistent and even totally inaccurate.”
Lauren · NJ
“I learned my card balance gets reported on the closing date, so even when I pay in full, that’s not what shows up. I also appreciated the nudge to contact one lender about removing a late-payment mark. Little things I never knew were hurting me.”
Marlene · FL

About Solid Credit

Answers

Real answers about credit, written by the experts at Solid Credit

How a credit score actually works5 min readHow to read your credit report without the overwhelm3 min readThe three bureaus, and why your reports disagree3 min readHow you actually build credit3 min readHow credit utilization works (and why it matters so much)5 min readWhat actually hurts your credit score? (And what doesn't)5 min readDoes debt consolidation help or hurt your credit score?5 min readWhat's a good credit score? (And what's average in America)4 min readCan AI actually help fix your credit? A fair look5 min readWhat is a soft credit check? Soft pull vs. hard pull6 min readHow a dispute actually works, start to finish3 min readWhy credit errors happen (and why it's not your fault)3 min readHow a credit score actually works5 min readHow to read your credit report without the overwhelm3 min readThe three bureaus, and why your reports disagree3 min readHow you actually build credit3 min readHow credit utilization works (and why it matters so much)5 min readWhat actually hurts your credit score? (And what doesn't)5 min readDoes debt consolidation help or hurt your credit score?5 min readWhat's a good credit score? (And what's average in America)4 min readCan AI actually help fix your credit? A fair look5 min readWhat is a soft credit check? Soft pull vs. hard pull6 min readHow a dispute actually works, start to finish3 min readWhy credit errors happen (and why it's not your fault)3 min readHow a credit score actually works5 min readHow to read your credit report without the overwhelm3 min readThe three bureaus, and why your reports disagree3 min readHow you actually build credit3 min readHow credit utilization works (and why it matters so much)5 min readWhat actually hurts your credit score? (And what doesn't)5 min readDoes debt consolidation help or hurt your credit score?5 min readWhat's a good credit score? (And what's average in America)4 min readCan AI actually help fix your credit? A fair look5 min readWhat is a soft credit check? Soft pull vs. hard pull6 min readHow a dispute actually works, start to finish3 min readWhy credit errors happen (and why it's not your fault)3 min read
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Your credit should make sense

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