All three reports in one clear view
Solid Credit pulls your Equifax, Experian, and TransUnion reports, and combines them into one view.

Three dense PDFs, turned into one readable picture
One combined cross-bureau view
Your Equifax, Experian, and TransUnion data in one report, with matching accounts lined up together.
Plain-English breakdowns
Every account, balance, inquiry, and personal detail, translated out of code.
Spot what's different across bureaus
See where a bureau shows a different balance or status, so you know what to look into.
What's helping vs. what's hurting
See which items support your credit and which weigh it down, so you know where to focus.
Habits and Depth at a glance
Your file read across the factors behind your score: Credit Habits and Depth.
Every account, on tap
Open any account to see what each bureau reported, and how it has changed over time.
Automatic monthly updates
Solid Credit refreshes your reports every month and flags what changed, so you're never reading stale data.
Built to be on your side
A , always
Checking your credit with Solid Credit never affects your score.
No ads, no data selling
Your report powers your analysis and nothing else. We're built for you, not advertisers.
Bank-level encryption
Your data is encrypted in transit and at rest, with the security standards major financial institutions use.
People who've done this before
Built by credit industry veterans who built the credit-builder tool at Credit Karma. Two decades in the industry, over a million people served.
Questions, answered
See what's really
on your report
See all three of your credit reports, free, forever.
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