Pricing
Free where it should be.
Affordable where it counts.
Start free. Step up to Entry. Step up to Plus. Go all in with Premium.
Expert credit guidance for all
- You upload your own reports from annualcreditreport.com
- Rent & bill reporting
- Personalized credit action plan
- Ask Solid, your AI credit coach
- Bank-level security
- No
- No credit score, monitoring or alerts
Creditmaxxing!
Why switch from the free app?
Free apps sell you things.
We just build credit tools.
Ad-supported credit apps make money when you click a card offer or take out a loan. We don't have that option: we only make money if Solid Credit itself is good enough to pay for.
Free credit apps
- Make money when you click a card offer
- Pack your credit info with ads
- Alert you, then make you dig for what changed
- Show scores in isolation
Solid Credit
- Makes money from your subscription, period
- No ads, anywhere in the app
- Tells you exactly what changed and why, in the alert
- Connects your reports, score, and history in one place
We don't need you to take out another loan. We just want you to love using Solid Credit.
Get startedWon't affect your credit score. Cancel anytime.
Questions, answered
† Identity theft insurance covering expense and stolen funds reimbursement is underwritten by American Bankers Insurance Company of Florida, an Assurant company. The description herein is a summary and intended for information purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Products and features are subject to change. Certain features require additional activation and may have additional terms. Allstate® Identity Protection is offered and serviced by InfoArmor, Inc., a subsidiary of The Allstate Corporation.
‡ Credit Builder requires a separate application and is subject to approval by Cross River Bank. Solid Credit does not make credit decisions, and approval is not guaranteed.