Pricing
Free where it should be.
Affordable where it counts.
Start free. Step up to Plus. Go all in with Premium.
DIY · On-demand
Bring your own reports
Upload any or all three reports from annualcreditreport.com (free) and we'll give them a full check-up, free.
- Report summary, analysis, and accuracy check
- Easy-to-read, 3-in-1 report view
- See what’s changed
- Personalized credit action plan
- Ask SolidAI, your AI credit coach
- Custom dispute letter assistance
No credit score on Free. Reports you upload from annualcreditreport.com don't include one. Plus adds your Equifax score, updated weekly.
Automatic · Equifax
Equifax, fresh every week
We pull your Equifax report and score every week and alert you instantly when something changes. Nothing to upload.
- Your Equifax report and score, weekly
- Daily alerts for new and accounts (Equifax)
- Automatic error check-up, every week
- Add Experian & TransUnion anytime (free upload)
- Ask SolidAI, your AI credit coach
- Dispute letters: you print & mail
Automatic · All 3 bureaus
All 3 bureaus, on autopilot
Get three-bureau monitoring, identity protection, and more automated help
- Reports and scores from all 3 bureaus, monthly
- Allstate® identity protection, up to $1M†
- Dispute letters: we mail them for you
- Daily alerts for new inquiries and accounts (all 3 bureaus)
- Automatic error check-up, every week
- Ask SolidAI, your AI credit coach
DIY · On-demand
Bring your own reports
Upload any or all three reports from annualcreditreport.com (free) and we'll give them a full check-up, free.
- Report summary, analysis, and accuracy check
- Easy-to-read, 3-in-1 report view
- See what’s changed
- Personalized credit action plan
- Ask SolidAI, your AI credit coach
- Custom dispute letter assistance
No credit score on Free. Reports you upload from annualcreditreport.com don't include one. Plus adds your Equifax score, updated weekly.
Automatic · Equifax
Equifax, fresh every week
We pull your Equifax report and score every week and alert you instantly when something changes. Nothing to upload.
- Your Equifax report and score, weekly
- Daily alerts for new and accounts (Equifax)
- Automatic error check-up, every week
- Add Experian & TransUnion anytime (free upload)
- Ask SolidAI, your AI credit coach
- Dispute letters: you print & mail
Automatic · All 3 bureaus
All 3 bureaus, on autopilot
Get three-bureau monitoring, identity protection, and more automated help
- Reports and scores from all 3 bureaus, monthly
- Allstate® identity protection, up to $1M†
- Dispute letters: we mail them for you
- Daily alerts for new inquiries and accounts (all 3 bureaus)
- Automatic error check-up, every week
- Ask SolidAI, your AI credit coach
Why switch from the free app?
Free apps sell you things.
We just build credit tools.
Ad-supported credit apps make money when you click a card offer or take out a loan. We don't have that option: we only make money if Solid Credit itself is good enough to pay for.
Free credit apps
- Make money when you click a card offer
- Pack your credit info with ads
- Alert you, then make you dig for what changed
- Show scores in isolation
Solid Credit
- Makes money from your subscription, period
- No ads, anywhere in the app
- Tells you exactly what changed and why, in the alert
- Connects your reports, score, and history in one place
We don't need you to take out another loan. We just want you to love using Solid Credit.
Get startedWon't affect your credit score. Cancel anytime.
Questions, answered
† Identity theft insurance covering expense and stolen funds reimbursement is underwritten by American Bankers Insurance Company of Florida, an Assurant company. The description herein is a summary and intended for information purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Products and features are subject to change. Certain features require additional activation and may have additional terms. Allstate® Identity Protection is offered and serviced by InfoArmor, Inc., a subsidiary of The Allstate Corporation.